| Loan Rates Effective 10/08/2008 - subject to change without notice |
| Credit Tier Rating |
1 |
2 |
3 |
4 |
5 |
| Loan Type |
Term |
Details/Model |
APR* |
APR* |
APR* |
APR* |
APR* |
| New Vehicle |
24-60 Months
|
— |
4.95% |
5.45% |
5.95% |
6.95% |
8.95% |
|
72 Months
|
— |
5.70% |
5.95% |
7.45% |
9.45% |
11.45% |
| |
|
Used Vehicles
We lend to buy antique vehicles, muscle cars etc. too! *Includes these vehicles to 60 months.
|
To 60 Mo.
To 48 Mo.
|
2007-2008 |
5.20% |
5.70% |
6.95% |
7.70% |
9.70% |
| 2006 |
5.95% |
6.45% |
7.70% |
7.95% |
9.95% |
| 2005 |
6.45% |
7.20% |
7.95% |
8.20% |
10.20% |
| *2001-2004 |
6.70% |
7.45% |
8.95% |
9.20% |
11.20% |
|
72 Months
|
2007-2008 |
5.95% |
6.45% |
8.70% |
9.95% |
11.95% |
| 2006 |
6.45% |
7.20% |
10.45% |
12.45% |
14.45% |
| |
Home Equity
Line of Credit** |
5-year draw;
180-month term
|
Adjustable Rate |
5.00% |
5.50% |
6.00% |
6.50% |
7.00% |
|
Home Equity**
Call For Rates On Our Short-Term Special Offer!
|
60 Months
|
Fixed Rate |
4.95% |
5.45% |
5.95% |
6.95% |
8.95% |
|
61-120 Months
|
Fixed Rate |
7.70% |
7.95% |
9.45% |
11.45% |
13.45% |
| |
| Loans on Signature |
8.00% |
10.50% |
13.00% |
15.50% |
18.00% |
| |
| Visa® Platinum Plus*** (VISA rates are FIXED, |
5.90% |
8.40% |
10.90% |
13.40% |
15.90% |
| Visa® Platinum not variable!) |
8.00% |
10.50% |
13.00% |
15.50% |
18.00% |
| |
| VAMCO Checking Overdraft Line of Credit |
18.00% |
18.00% |
18.00% |
18.00% |
18.00% |
